Free self-help: request your itemised bill and a financial-assistance review

Ask the hospital in writing for an itemised bill with CPT/HCPCS codes.
Ask for the hospital's financial-assistance policy: non-profit hospitals must have one and must not start extraordinary collection actions before reasonable efforts to check eligibility (26 CFR 1.501(r)-6).
Compare charges with the hospital's published price-transparency file (45 CFR 180.50).
You send every letter yourself. This checklist is information, not debt negotiation or legal advice.

Information only, not legal or tax advice.

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