- 1 Describe
- 2 Options
- 3 Generate
- 4 Track
- 5 Book
A medical bill is on my credit report and looks wrong
Your options, best first
#1 Do it yourself
Dispute errors in writing
- Get free copies of your reports at AnnualCreditReport.com.
- List each medical item and check it against your EOB.
- Dispute errors with the bureau and the company reporting it.
- Attach EOB and payment proof.
- The bureau generally has 30 days to investigate; keep copies.
Safety: Use only official credit report sites.
Stop and call a pro if: an item is the result of identity theft: use an identity-theft report and see the FTC.
Based on: CFPB - What should I do if I can't pay a medical bill?, U.S. PIRG - I received a medical bill I cannot afford to pay
General information, not professional, legal or medical advice. You decide and you send every document yourself; we never contact anyone for you.