- 1 Describe
- 2 Options
- 3 Generate
- 4 Track
- 5 Book
My appeal was denied and I want an outside review
Your options, best first
#1 Instant price check and quote request
What it costs here
Price check: UNKNOWN. no live listing prices yet in this category, so we do not guess; send the generated request below to get real quotes.
#2 Book a advocate
Claim-denial appeals (commercial plans; ERISA/ACA appeal rights)
An advocate can help you prepare what you send.
Prices are set by each independent advocate and shown before you pay.
#3 Do it yourself
Request external review
- Find the date on the final denial.
- You generally have four months to request an external review (45 CFR 147.136).
- Request it through your plan or state insurance department as the notice says.
- Send records and your doctor's letter.
- Keep proof.
Safety: Calendar the deadline now.
Stop and call a pro if: the plan is self-funded or the notice is unclear: call your state insurance department or the federal helpline.
Based on: CFPB - What should I do if I can't pay a medical bill?, U.S. PIRG - I received a medical bill I cannot afford to pay
General information, not professional, legal or medical advice. You decide and you send every document yourself; we never contact anyone for you.